David Bartels

How to Prepare a Purchase Agreement on Your Own

A real estate purchase agreement is a complex legal document with about 100 paragraphs of legalese and pages of disclosures, addendums, and amendments that need to be properly prepared to avoid misunderstandings, address how conflicts will be addressed, and more importantly close as agreed.   Because it is an enforceable legal document, errors can be costly, …

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Forget A Cash Offer: Here Are 5 Creative Ways To Help

Ugh, bidding wars. They can be nasty, nerve-wracking, and even heart-breaking. Nowadays, most real estate markets present buyers with huge challenges, due to high demand coupled with low housing inventory. Oftentimes, bidding wars become the rule, especially in a seller’s market.   Buyers who run into competing offers need to up their ante if they want …

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Fixed-Rate vs Adjustable-Rate Mortgage: Which Is Right for You? 

Whether you are getting your first home loan or are re-entering the housing market after a long time, choosing a mortgage product is a tricky affair. There are many factors to consider aside from your financial situation, such as the current interest rates, how long you plan to live in the house, and so on.  …

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